Should you invest your bonus or prepay a loan? Use a lumpsum calculator to decide

Quick Summary:

This can be especially useful when the loan has a relatively high interest rate.

For those who have financial commitments like EMIs, a question that may then arise is – should I use the amount to prepay the loan, or is it better to invest that amount?

Some mutual funds—especially those with equity exposure—have the potential to deliver returns that outpace the loan interest rate in long term.

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Article Details

Category: BusinessFinance

Markets: India

Topics: Invest vs prepay loan Loan prepayment Prepaying EMIs

Source Website Secure: Yes (HTTPS)

News Sentiment: Neutral

Fact Checked: Legitimate

Article Type: News Report

Published On: 2025-05-09 @ 16:22:34 (11 hours ago)

News Timezone: GMT +5:00

News Source URL: business-standard.com

Language: English

Article Length: 802 words

Reading Time: 5 minutes read

Sentences: 61 lines

Sentence Length: 14 words per sentence (average)

Platforms: Desktop Web, Mobile Web, iOS App, Android App

Copyright Owner: © Business Standard

News ID: 28512822

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About Business Standard

Main Topics: BusinessFinance

Official Website: business-standard.com

Update Frequency: 280 posts per day

Year Established: 1975

Headquarters: India

News Last Updated: 2 hours ago

Coverage Areas: India

Ownership: Independent Company

Publication Timezone: GMT +5:00

Content Availability: Worldwide

News Language: English

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Website Security: Secure (HTTPS)

Publisher ID: #49

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